Special Invites for Your Special Day

The big day is coming, and it is time for wedding invitation ideas! But where to start? Do not let the tension rev you up into a state of tremendous anxiety! Instead follow these ideas to turn tension into peace of mind!

First, there the question of style. There are three styles to choose form…which expresses the real you?

There the “flat” style, which is an elegant engraves invite that you can imagine sitting on a butler’s tray. The there’s “pocket” invites – cozy invitations that slide out from a side pocket or top pocket which can be an oh-so-romantic surprise. Finally, there are the folding invites: coming in many styles, these fold open to reveal anything from a trifold card to an origami-like wonderland of romance and fun.

Once you have decided on a style, then there is the exciting world of color to consider. There are six traditional palettes to choose from. Red-orange and purple-pink speak passion, yellow-gold and blue-green send the message of excitement and hope, and black-white and brown-neutral give the impression of elegance and tradition.

Now that you have a style and color, it’s time to choose a theme. You can have the invite tied up with ribbons or have scattered heart cutouts. You can also go garden with a flower or butterfly themes. If you want, you can understate elegance with a rustic or vintage style. If you are planning a destination do, then a travel or even adventure theme might be right up the old alley!

Finally, it’s time to add the real creative excitement. Let your imagination run wild here. Some creative add-ons are: making the invite look like an admission ticket, adding chiffon and lace, quilting, hearts, even a telegram look.

If you do these fun steps in order, then there is no doubt that you will replace anxiety with hope and excitement as you look forward to your very special day!

The nights are longer and light is disappearing

The nights are longer and light is disappearing  Coming home from work and its already getting dark. Halloween is just around the corner. It’s the time the spooks come out to play and the party’s for the festive season start. Are you thinking of hosting a Halloween party and have you already through of your home décor. You can easily buy different types of Halloween décor, you can get funky looking wallpaper. You can get really cool lanterns. Or another different yet affective ways to decorate your home for Halloween would be by the method of canvas prints.

Photos and photo printing for Halloween Is such a great and effective way to decorate your home. Just think of all the different types of ideas you could use for a canvas print. You could go really spooky and get ghosts and haunted mansions printed. Or you could go the other direction and have a fairytale theme printed as canvas. Either way they look great and can add such powerful character to your walls.

The nights are longer and light is disappearing

One other great to way utilise canvas printing for your Halloween wall decor is you could take a photo of your family or friends whilst dressed up as certain Halloween characters and then have those transferred onto canvas photo prints for a festive special effect. You could also have your photos turned into a black and white or sepia effect if you wanted to give of a tone where it looks like your photos were taken 100s of years ago. Now that would be impressive. Especially if you are dressing up as count Dracula.

The great thing about having photos printed as canvas prints on your walls is that you can choose any sort of image you like. You can have pictures of your pets, your favourite holiday location, and family, anything you like. Which is why having your pictures transferred into Halloween décor gives you the opportunity to be different and spontaneous. There is many ways to wow people and im sure if you did have this type of picture printed for you Halloween decorations then everyone that sees them would comment on them and tell you how such a great idea it is and how different it is to.

If you want to get really creative then you could make yourself 3d effect photo canvas print. The steps would be to have your chosen image printed to canvas and then once delivered you could purchase some glue and some craft paper and then off you go. You can use sponges or glitter. You can get really creative with that idea and go wild with making it looks great.

Home and living mixed with Halloween can be such an exciting topic. It really is up to your imagination limits to how far you go and how stuck in you get when it comes to making your home look really spooky and cool. Ofcourse Pumpkins are always a no brainier when it comes to Halloween décor. Especially if you have children and it’s a whole load of fun and it also keep the occupied to which is great for both parent and child. Hanging buntin around your home is also another great way to cover wall space and get the rich orange and black colours going through you home. Having your Halloween theme throughout your home such a fun a great way to celebrate this time of year. Especially now that autumn is here and the leaves are falling it is a warming way to bring your home to life by celebrating the together and conversing about how great your home looks and how amazing your canvas prints come together with your Halloween wall décor  The nights are longer and light is disappearing

Printing art and photos to Gallery canvas prints for wall decoration

Printing art and photos to Gallery canvas prints for wall decoration Photos are such a great way to capture the most important and most precious memories in our lives. Not only that but the can be used in business. They can be used to in an artist way and many other mediums. Printing your photos to glossy paper or to canvas is such a lovely way to bring life to any home or office space. It can make your walls and any room feel a lot more appreciated and loved. If you’re looking for a way to add depth and character to a room the canvas printing is the way forward for you.
The beauty of printing your photos to canvas and then have those photos wrapped around a gallery frame is 3 dimensional. It gives the feel that you are there inside that picture and can give the warmth you would expect when you see a personalised memory hung on the wall. It’s a great feeling to see your family and friends on your wall space. It’s also a very modern and trendy way to showcase your photos to.

 

Printing art and photos to Gallery canvas prints for wall decoration
There is plenty of different looks you can choose form when decorating a room. One of the in looks right now is the Minimalistic look which basically mean little is more. The beauty about canvas printing for decorating purpose is that you can have a simple design printed to the canvas which complements the furniture in that room. You could simply go for a black and white look for example and then have a black and white Banksy canvas art print hung in the room. This would not only fit with the colours you have chosen for that room but it will also add then send of art and style to that room also. Which makes it unique

Reclaimed wood is also becoming such a hot topic in the interior world. If you looking for a rustic yet contemporary look then choosing wood furniture that compliments the colours in the room can go a very long way. You could then choose to either print some wildlife photos onto canvas to let the room stay in touch with nature, or you could simply print some personalised pictures of your family and children having a great time. As genuine smiles are definitely as away to bring life to any room. If you do like the outdoors and you love your wildlife and you want to print landscapes on canvas prints for your walls then bringing in plant life and plant pots into a room can also be a great way to compliment your pictures. It’s also a great idea if you are a photographer and you want to display your detailed photos. You could have your picture printed to artist canvas and then use different gardening ideas in terms of plants to bring your photos to reality.

If you wanted to add a personal touch to a room that has ultimate uniqueness then you could get your kids to paint or draw pictures of their favourite characters and then you could have those printed into canvas prints. Not only will it be so cool to see your kid’s artwork on the wall but they will love seeing in on the walls to. You could also decorate the kid’s bedroom with their favourite cartoon characters to. It doesn’t have to be picture they drew; you could just get some pictures of Mickey Mouse or whatever they really like. That way they will enjoy being in there bedroom more.

Just remember that when decorating a room, it’s cool to be able to decorate the room in a modern and trendy kind of way but you also need to remember to add your own personality as at the end of the day it’s you that will be seeing the room more than anyone sees and its you that needs to be happy with your selections and colours schemes and imagery. Just have lots of fun and the results will fall into place.

Printing art and photos to Gallery canvas prints for wall decoration

Kick Sport Announces Black Friday Sale on Nike Shoes Magista Obra

Kick Sport Announces Black Friday Sale on Nike Shoes Magista Obra

Nike Shoes Magista Obra are often known as creative game shoes and are very popular among sports lovers all over the world. Sport Kick currently offers these Nike shoes at discounted prices on their Black Friday Sale. With a 360 degree rotational tractor, these shoes ensure total ball control for a soccer player.
Customers can choose from a variety of Nike Magista Obra Shoes collections, including Nike Magista Obra II FG Pitch Dark shoes at the Sport Kick web shop. Clearat sport is available in various sizes, and soccer players can choose a pair of Nike Magista Obra shoes to have superior control on the ball while playing soccer. These shoes feature revolutionary 3D textures, which also make them stylish in addition to being functionally advantageous for players. This dark color shoe is for players to improve their performance in the game.

Kick Sport Announces Black Friday Sale on Nike Shoes Magista Obra

The online store also brings Nike Magista Obra II FG Soccer Cleats at a discount. Cleat football offers a seamless match for players with different foot sizes and foot construction. The dynamic shirt collar easily creates significant space for breathing, allowing players to enjoy their game with full speed and strength. Shoes with woven tongue tongs offer enough stretchability to keep the player comfortable while running, hitting or kicking the ball while playing.

All soccer players and soccer fans can explore the talents of Nike Magista Obra II Tech Craft 2.0 FG stored in their web store. These shoes provide adequate support on one’s feet and the wire strap locks the foot of the player to move quickly with the ball at full speed. 3D texture enhances the touch experience with the ball with an increased touch area. The enhanced shoe design allows easy to use front foot movement for quick spin and agile field making.

Sport Kick has Nike Magista Obra shoes in various styles and colors combinations, and one can check all of their Nike football cleats collections and be able to take advantage of Black Friday Sale by visiting the website. Kick Sport Announces Black Friday Sale on Nike Shoes Magista Obra

5 Smart House Hacks that Make DIY Remodeling Easier

 

If you are planning a DIY remodeling project then you are not alone. ArticleCity knows that maximizing your budget means using the best home hacks to optimize your remodeling project.

But effective in home renovation or DIY projects means planning ahead to make it work.

Plus, there are some home remodeling projects that are best left to professionals. Trying to handle some tasks can be expensive and could damage your home if you are inexperienced.

Do not worry There are many great DIY projects that you can do easily.

Try these 5 hacks home and you will love the result:

1. Glam Home Hack Kitchen Hardware
Likes or not the kitchen becomes the focal point of most homes. We gather there to eat, prepare food, and socialize.

Often our kitchen is more like a living room. No wonder if we like to decorate and make it a beautiful place to be enjoyed.

While spending lots of money to remodel the kitchen there is a simple home hack that can update your kitchen in no time. Updating your buttons, draws, and kitchen hardware can have dramatic results.

A kitchen remodel can mean a big headache. Go for the first hardware update and you may feel like you have a new kitchen.

2. Ceiling Access Doors
Just because something in your house is great for storage and utility space does not mean it can not be beautiful.

For many of us, we walk past the eyesores at home because they are functional. It may be your garage or attic room, but it should shine on your other house.

Why not try a simple update to your attic access door? There are various sizes and styles to choose from.

With simple installation, you can stop ignoring your attic door and begin to realize how great it looks!

3. Look up
Another simple DIY home hack is moving in your storage. Whether you try this one in the kitchen or in the bathroom there is a dramatic result.

Unused space can actually make the room look smaller. Try hanging storage for pots. pots, towels, toiletries-everything put into the corner of your room.

The combination of function and design will be a bold look and update any space.

4. Lighting Paper
Minimum design is now hot. One of the coolest is white paper lanterns.

This update can make your room feel bigger. And paper lanterns are a nice budget item for updating space.

5. Floor
If you have not seen an updated option on the floor, you may be surprised at how economical and easy it is to install it.

Trying dark wood or laminated tiles can change the overall look of the house. You can do this install yourself in the afternoon!

Your Best Hacks House!
Once you know that there are easy DIY hacks out there you can have a more beautiful home without any hassle or expense. From the lantern paper to the new kitchen hardware a little change can go a long way.

A Time Line To Create Wealth

A Time Line To Create Wealth

PALOS VERDES, CA- Our investment philosophy is based on an individual’s chronological time line, which consists of three periods: (1) asset accumulation, (2) wealth building, and (3) asset conservation and how they are used to create wealth
The Playing Field is not level

 

The financial journey through life’s time line starts at different levels, depending on whether you were born with a plastic or a silver spoon in your mouth. As you travel through your time line, your in-vestment options change. Knowing where you are and what options are available will help you make the right choices.

A Winning Financial Plan up to Age 35 A Time Line To Create Wealth

The first chronological period of your life—mid-twenties to mid-thirties—should be devoted to accumulating assets and acquiring basic necessities. When you’re just starting out, your assets are usually limited and the major portion of your income goes for the basic needs—food, clothing, and shelter.

This is the time to save, save, save! Amass as many investment dollars as possible. Your approach to investing during this period should be through tax-deferred plans at work or Individual Retirement Accounts (IRAs). Your degree of risk should be moderate. Investments included in this category are high quality corporate bonds, blue chip stocks, and growth-oriented no-load mutual funds.

Every effort should be made to purchase a home now. The advantages, from tax savings and equity buildup, historically outweigh the short-term benefits of lower monthly rent payments.

Be careful when sheltering yourself and your family from liability. Only pay for protection when you’re purchasing life insurance. Purchase whole life insurance if it will yield a higher rate of return than other investments. After reading the chapter on asset protection, you might seriously consider reducing your liability coverage.

Remember, your main financial goal during this time is tax-deferred accumulation of capital. Don’t take risks with your investments. Save as much as you can so that when you enter the next phase of the time line you’ll be ready to move forward. A Time Line To Create Wealth

Investing between the Ages of 35 and 50

After earnings have increased, assets have been accumulated, and necessities are under control, it’s time to move on. Ready or not, you must face the challenges during this aggressive investment period of your life, when you are between your mid-thirties and early fifties.

The Best Financial Plan for You

Your best financial plan is to create the maximum wealth during this aggressive investment period of your life. Build financial security yourself. Don’t rely on others to do it for you. Many people who relied on major banks and insurance companies for financial security ended up short when these institutions failed. The social security system will not do much better.

You should be careful not to over diversify your assets or adopt a “hold-back” attitude. You must concentrate your assets into one or two aggressive investments rather than spreading them out. Diversification often leads to ineffectiveness.

What if you fail during this period? What is your down side? If you consider your ability to bounce back because of your age, the political influence of your generation, taxes, and inflation, the real risk is minimized. Make your aggressive investments now. As you get older, your ability to rebound declines. If you do not try at this stage in your in-vestment time line, you probably will never do it, and more importantly, you will never know whether you could have made it.

Control Risks A Time Line To Create Wealth

Becoming wealthy requires taking “controlled” risks. If anyone tells you that they became wealthy without taking any risks, they inherited wealth or they won the lottery. Years ago, I discovered that real estate was the best investment to control risk and to create wealth. The Real Estate Digest reports that seven out of ten millionaires made their money in real estate, and Forbes Magazine states that there is a three times greater chance of becoming wealthy through real estate than with any other type of investment.

Real estate allows you to control your risk because you can actively participate in the decision-making process. Passive investments such as stocks don’t give you this opportunity. Movements in real estate values are less erratic than in the stock market. Most people don’t understand the economic forces influencing the market. Since real estate is less volatile, it’s easier to control and to understand. Real estate is tangible. You can touch it, you’ve been exposed to it all your life, and you can identify with it. As a result of this familiarity, you are better able to understand it.

5 Top Tips to Help You Become an Online Financial Writer

Investment and finance are complex topics. Most schools do not teach about stocks or compound interest. This lack of financial knowledge has affected all generations.

Most people are responsible for their own financial decisions. But many do not know where and how to start.

Did you know that the average worker has saved just $ 5,000 before retirement?

This knowledge gap is a major opportunity for a financial writer. As a writer, you can provide useful financial content.

Keep reading for 5 useful tips to become a successful financial writer.

1. Writing Relatable Content
Finance and investment are not the most interesting topics to read. As a financial writer, you must find a way to animate this topic.

When writing, make sure your content is reliable. Use real-life stories of real people. This allows readers to understand and connect with information.

To make your content more personal, consider:

Uncover the money challenges you’ve overcome
Talk about your own experience with pension investments
An interview with a source who is willing to share his personal experience.
The key is to not only have the words on the screen. The words you provide need to have an impact.

2. Avoid Financial Jargon
Finance has become a difficult topic. Do not make it any harder by using financial jargon in your content.

This not only makes the content boring, but it makes it more difficult to digest.

Keep it simple! Write your content in the simplest English.

3. Provide Resources
Writing about pension investments or creating a budget is one thing. Increase the usefulness of your content by providing resources to your readers.

Creating a blog about Triple Net? Make sure your content has links to the Triple Net Gateway. This site provides more in-depth information for readers to advance their knowledge.

Want to educate readers about home equity? Include resources that discuss about home equity and home equity loans.

4. Be Knowledge
To become a financial writer, you want to understand a variety of financial topics. But you do not need to be a certified financial planner.

Do not be intimidated by the idea that you are not a financial expert.

As a writer, you can approach a difficult topic from a layman’s perspective. This is a great asset for companies looking for easy-to-understand content.

5. Build your Portfolio
Once you get the experience, now is the time to build your portfolio. This will set you apart from other financial writers.

Your portfolio should include your best work.

Is your content referenced by a reputable financial institution? Has your work been used in other financial content?

The more impressive your portfolio is, the more likely you can tear up the position of high visibility writing.

A Successful Financial Writer Needs Quality Content
As a financial writer, you should drive traffic to the content you create. As a finance teacher, chances are you do not know much about marketing. This is where we can help!

Our experts at ArticleCity know how to drive more traffic to your content. We understand the topics you need to cover to get the results you want.

With our expertise, your content will get the readers it needs.

This holiday home is a style statement

This holiday home is a style statement

A 1350 sq. ft. holiday home in Mumbai by Amit Shastri Architects materialises as an uber luxurious, contemporary space.
The spatial constraints of a Mumbai home have been overcome with unique elements that become part of a coherent design, each element part of a larger whole. The home is a cosy and comfortable haven for the family, yet chic and modern to encourage the social function of the space.

This holiday home is a style statement

Opulent finishes render the house glamorous yet elegant. Neutral and natural colours of wood imbue the space with understated charm. Variants of veneer with natural polish such as fumed stripy oak in the living room, fumed eucalyptus in the guest room, dyed ash sage in the children’s room, dyed oak in the master bedroom… all contribute to varying shades of neutral envelope and comfortable décor.

A wide range of Italian marble like the grey Fresco, bronze Armani in the living room and white Travertino in the master bedroom futher the natural feel and colours, while adding a dimension of richness.

Frosted glass and Italian marble wall cladding enhance the extravagance. While the use of mirrors as wall claddings effectively triumphs over the visual constraint of a tight rectangular space.

The subtle colours of upholstery, art pieces and ceiling features in most spaces become part of and enhance the natural décor, while an apt contrast is achieved in the girl’s room with spunky colours and geometric patterns and projections.

The detail-driven work and crisp programming of lines and spaces is also evident from the furniture pieces, customised on site to derive integrated and efficient solutions as well as add unique grandeur to the interiors.

A dynamic lighting palette enhances each space; geometric patterns create varying moods for different occasions, rendering the space with drama and grandiose. This holiday home is a style statement

Choosing the Right Health Insurance for Your Needs

Choosing the Right Health Insurance for Your Needs

Making sure your body is in the best condition may be important for your longevity. However, preventative maintenance can also have a major impact on your wallet. Annual exams for your teeth, eyes, and body can be expensive when you pay out of pocket, because that’s why health insurance can be very rewarding. The right plan can offset your costs with a lower deductible rather than paying for everything yourself. Having such coverage can also help you choose a doctor based on skills rather than how cheap it is. Learn how to choose the best plan for your needs, so you can get the care you deserve.
What are your needs

Choosing the Right Health Insurance for Your Needs

The first thing you should think about is what kind of coverage you want. For example, if you wear glasses, you may need to opt for a health insurance package that has vision care. If you are worried about the cost of dental care, consider adding your gear to your premium.

Many people choose to pay a small monthly premium that covers major medical expenses but does not include daily prescription fees or doctor visits. This is often referred to as hazard coverage. Having this type of coverage is not the right protection; Instead, it provides peace of mind if you are facing a large unexpected medical expense.

If you have a medical need that requires frequent visits to your doctor, a plan with cheap deductibles (the part you pay when using your coverage) may be the best option for you. The cheaper your deductible, the more expensive your premium will be. However, for a year, you will probably pay less than the pocket with this type of plan. Choosing the Right Health Insurance for Your Needs

How Much Have You Out of the Pocket?

Collect your receipts from last year and add how much it would cost to pay for your dental care, annual exam, and glasses from your pocket. Without health insurance, the dollar is growing. Try to find a plan that fits into the budget you’ve spent over the past year that also meets the medical requirements you have. This will help you save money and get a decent idea of ​​what you can get realistically.

Getting health insurance makes it easy to know that you can get quality care whenever you need a dentist’s visit, sight, or doctor’s visit. Before choosing any plan, you need to determine the needs and amounts you can afford. Choosing the Right Health Insurance for Your Needs

Why AC Unit Size Matters

Why AC Unit Size Matters

Let’s face it, in the world of air conditioning service, size does matter. It may sound cliché, but it does. Purchasing a wrong-sized unit could be harmful for your comfort and for your wallet. There is an assumption that “bigger is better;” however, to assume so would be quite the error. Several elements should factor into your decision on which AC unit to buy. Take your time, and make sure you pick what is best for your home and hearth. Alamo Austin Air Conditioning & Heating, the best air conditioning service in Austin, would even go as far as to say, “Take the Goldilocks approach,” and find a unit that is “just right.”
It’s Texas – you need AC. This is life, it’s essentially mandatory. Hopefully, you are looking for an air conditioning unit will provide that perfect combination of cool air and comfort. The size of air conditioning unit has a direct link with this.

 

Why AC Unit Size Matters
Finding the “One”

The consequences of choosing the wrong size air-conditioning unit range from the minor to major – from spending unnecessary money to potentially affecting your health with mold-covered walls. An air-conditioning unit that is too small could leave your space with uneven temperatures throughout, while a too-large AC unit could “short-cycle” – meaning it would constantly turn on and off. Both options are not ideal and lead to higher utility bills. Now that the seriousness has been pressed upon, let us delve deeper into the world of air-conditioning services.

Essentially, there are three important aspects to understand when choosing a new AC unit. They are: tons, British Thermal Unit (BTU), and square footage of the space you want to cool. BTU is used to measure the amount of energy. One BTU is equal to the amount of energy needed to increase the temperature of one pound of water by one degree (Fahrenheit). An AC unit has the ability to remove 12,000 of BTU within a hour (1 ton = 12,000 BTU); therefore, a 2 ton unit has the capacity to remove 24,000 BTUs, a 3 ton can eliminate 36,000 BTUs, and so on.

Are you wondering how many BTUs are in your space? Here is an equation to find the answer: (square footage of space multiplied by 25, then divided by 12,000) – 0.5 = recommended amount of AC Most houses, on average, are 2,600 sq ft. This means a 2,600 square foot home multiplied by 25 would equal 65,000. Dividing that number by 12,000 gives you 5.41. After subtracting 0.5, it can be concluded that the average American sized home needs roughly five ton of air conditioning capacity. Alamo Austin Air Conditioning & Heating knows it can be difficult to understand, especially if there will be more than one unit on site. This is what we are here for – to help.

Let Us Handle It! Why AC Unit Size Matters

So let’s reiterate, all jokes aside, size does matter in the air conditioning service. Make sure to choose one that suits you and your space the best. There are many other aspects to choosing the perfect air-conditioning unit, that is why Alamo Austin Air Conditioning & Heating, your top choice for air-conditioning services, suggests letting our professionals take a look and assess the situation.

What You Need to Know about Life Insurance

What You Need to Know about Life Insurance

Planning your financial future is an effort you must take seriously at any age. A diversified approach is the safest and smartest way to cover all your bases, and life insurance is one aspect that deserves serious consideration. In this day and age, there are many options for your life insurance in Greenville, SC.

Start early

What You Need to Know about Life Insurance

When you are young, it can feel as if nothing is going to happen to you and that life insurance is a cost that you can not achieve at this stage in life. This is the stage of life, however, where the death of a loved one can be the most financially devastating. Most people are unprepared for this kind of financial problems, so having some coverage in the case of tragedy is very important to bounce back. You do not want to leave your loved one with undue financial burden, so life insurance is a must. What You Need to Know about Life Insurance

Consider Your Needs

When looking at life insurance options, there are several factors that should arise for discussion. Your family’s living standards, funeral expenses, income reimbursement, and overall financial situation should be a key factor in your decision.

For example, a couple with double income and no children living in a modest home can get a smaller policy than a home-based parent of 5 children who depend on partner income. If the death of a loved one happens, the last thing you want to worry about is how you will get financially, and a good life insurance policy allows you to focus on the grieving process instead.

Type of Life Insurance What You Need to Know about Life Insurance

The 2 main categories of life insurance options are whole life (or permanent) and time period. Term policies are set to cover a certain period of time, where a lifetime policy is good until you die, even if you live more than 100 years. Each type has its pros and cons, and the decision to be chosen is up to you, based on your needs and preferences.

All life is a general term that covers different types of policies. Universal life, universal variables, and overall traditional life are 3 general types, and each has variations depending on your specific policy. All traditional life involves a fixed amount that the recipients will receive, but other options are good for people who do not want to pay the same amount for the rest of their lives. By submitting a guaranteed amount, you can get life insurance related to other investments, whether it is stock investment, bonds, or money market investments. This can result in a higher rate of return but also represents more risk. This type of policy is great for people who want to combine insurance coverage with investments (a good way to diversify your financial portfolio).

Term policy is straight insurance without investment. Premiums increase with age, and policies can generally be updated from time to time. This is great for people who want coverage in the case of tragedy but want to invest in other media.

Tips to Get the Most Out of Your Life Insurance

Looking at life insurance in Greenville, SC, it can feel great at first. There are many choices, and death is not something people want to consider. The alternative, however, can destroy families, so it is best to take a deep breath and recruit some professional help. Take a good look at your financial situation and determine how much you really need, and explore your options until you find them that fit your needs and your family.