5 Most Expensive BMW Cars of All Time

There may be no three letters that are strongly associated with luxury and class like BMW.

The automotive company has traveled a long way since its first car, the 1927 Dixi 3/15 PS DA-1, which reached a maximum speed of 75 miles per hour.

Now, BMW is lightning fast and very slim. However, to have some top models will cost you a dime.

Today, we break up the five most expensive BMW cars of all time.

Got a few million dollars around you already itching to spin? Let’s see what your money can get you:

1. BMW Most Expensive: 1991 Nazca M12: $ 3 Million
Yes, you read it correctly.

The idea for this concept car was originally conceived by Giorgetto Giugiaro’s car designer, who came up with a model for the Italdesign engineering company.

Although it was never production, there were three factories of Nazca M12. In 2011, an auction rose for $ 1.1 million.

With a carbon fiber body and a BMW star V12 engine (similar in 750i and 850i), experts estimate its value has more than doubled now.

2. BMW M8: At Least $ 590,000
Folded in approximately 15 years, the BMW M8 became a kind of fable in the automotive industry.

The prototype, made in the early 1990s, is a red fire engine that boasted 500+ horsepower and six rear-wheel drive speeds. At that time, BMW’s most sophisticated car was ever designed.

However, a fluctuating market and less important demand means destined to continue to be bent, where it lasts until 2010 when it is on display in Munich.

Though valued under $ 600,000, the mystery swirling around the model is suitable for higher estimates.

3. BMW X5 Le Mans Concept: $ 590,000
The world’s oldest active sports car race, Le Mans is the benchmark against which car manufacturers judge the speed, quality, and expertise of their products.

In 1999, BMW won Le Mans with a high-powered V12 engine.

The manufacturer then took the machine and ran with it: it put it in its X5 series, an unlikely match considering the X5 is a luxurious mid-sized SUV that is more suited to the family than the racetrack.

BMW-generated vehicles are fast uber-strong and crazy that can go from 0 to 60 miles per hour in less than five seconds.

Try to take it through the carpool or BMW service center without turning your head!

4. BMW M5 G-Power Hurricane RRs: $ 470,000
Looking for a sedan powered by a V10 engine with a capacity of 830 horsepower that can reach speeds of up to 231 miles per hour? M5 G-Power Hurricane RRs deliver.

One of the fastest and most expensive BMW sedans ever created, created in partnership with G-Power, a Bavarian tuning equipment manufacturer based behind some of the company’s high-powered luxury vehicles.

5. BMW M5 G-Power Hurricane CS: Mid $ 400,000s
With slightly lower output (and lower price tags to match) the CS model offers many of the same features as RRs.

The V10 engine on this model is 750 horsepower. It also features an adjustable nine-way suspension, as well as a carbon fiber seat, which gives you all the power and agility you expect from one of BMW’s most expensive models.

5 Type Of Firefighter You Should Know

5 Type Of Firefighter You Should Know

 

Every year, fires cause billions of dollars in property damage. To protect yourself from unintentional fires, a working fire alarm system is a must.

However, you should also invest in a fire extinguisher. Portable fire extinguishers can save your treasure – and life. They can be used to hold small fires.

If a fire occurs in your home or office, do you know which fire extinguishers to use? Did you know that there are several types of firefighters?

Keep reading for information on the most common types of firefighters.

5 Must-Have Types of Fire Extinguisher
There are five classes of fire, and hence there are five different types of firefighters. You can check labels on fire extinguishers to determine the type.

At home and office, you will often find multi-purpose extinguishers.

Knowing which material causes the fire is useful when choosing the right firefighter.

Here are five types of firefighters.

1. Type A – Ordinary Combustibles 5 Type Of Firefighter You Should Know

A type A extinguisher has an “A” on the label inside the green triangle. This extinguishers work on combustible fires caused by:

Wood
Paper
Trash
Fabric
Rubber
Plastic
The main chemical used is monoamonium phosphate, which will extinguish the fire.

Type B – Flammable liquid

This extinguisher is marked with a “B” box in the red box. Dealing with flames caused by flammable liquids? If so, you need a type B extinguisher.

Fires that have been ignited because of oil, gasoline, paint or tar require two materials to extinguish it. B type extinguishers use monoammonium phosphate to extinguish the fire. Then, they use sodium bicarbonate to extinguish it.

3. Type C – Electrical Equipment 5 Type Of Firefighter You Should Know

The extinguisher with C inside the blue box is for fire electrical equipment. This type of fire can be caused by:

Machine
Device is corrupted
Cable
Circuit breaker
Fuse box
Since these items have electricity passing through them, non-conductive materials are a necessity. Type C extinguishers use monoammonium phosphate and sodium bicarbonate.

4. Type D – Flammable Metals

A D type extinguisher is identified by marking the “D” mark in a yellow star. Flammable metals create different fire threats.

Use a Type D extinguisher to extinguish a fire that involves:

Titanium
Zirconium
Potassium
Sodium
Magnesium
Lithium
Because the metal is flammable, dry powder material should be used. This extinguishers are not effective on other fire classes.

Type K – Cooking is flammable

K type fire extinguishers are labeled “K.” black.

It handles fires involving large amounts of oil, including animal and plant fats. This type is most commonly used in kitchen fireplaces.

Do you need more heavy fire extinguishers? If so, contact a professional company like Cold Fire Tactical.

3 Tips for Small Business Year End Tax Planning

In addition to setting financial goals to grow your business, you also need to manage your financial responsibilities. One is to make sure you have a strong year-end tax planning process. Failing to do this, the business will experience financial and legal consequences.

Small businesses face many big challenges. Some of them include:

Dependency on multiple clients
Maintain cash flow while paying a fee
Fatigue due to pressure and hard work
Dependence on business founders
Balances quality and growth
While this challenge delays business success, poor year-end tax planning can kill it. Read on to find out more.

Tip for Year End Tax Planning
Every small business owner must know the tax planning and reporting requirements. Businesses pay federal income tax, local taxes, sales taxes, and employment taxes. Any errors and Internal Revenue Service (IRS) will start breathing in your neck.

The IRS looks at fraudulent earnings reports, accounting irregularities, and incorrect deductions. It is a mistake to expose your business to fines, fines and fraud allegations.

Your goal should be:

To reduce your taxable income and tax rate
To take advantage of deduction and credit
Here are some tips to help your year-end tax planning:

Find the Right Tax Software
Tax software is an important part of your planning. It’s cost-effective and simplifies the process. Too:

Describe the information requirements in the tax code
Allows quick and secure tax filing
Accelerate refund acceptance
Ensuring tax and credit deductions
Remove errors and mathematical errors
Transfer federal tax information to state tax returns
Attract business data (eg payroll) from other software
If you use a taxation service bureau like UltimateTax, you also get access to support staff. They will help you solve software problems and answer your tax questions.

Having tax software gets you ready. People make the mistake of waiting until the tax season to collect their financial data. Get detailed reports on your financial transactions throughout the year.

Hire an Accountant or Tax Consultant
While the tax software completes some accountant functions, hiring someone is still a good decision. They prepare payroll data, assist in audits, review budgets and fees, collect financial information, and maintain financial software.

Like a tax consultant, accountants make sure your small business is taxable. He will calculate various taxes and propose an accurate return.

These professionals know how to get deductions for your business. Some examples include travel, car, equipment, and home reduction.

The other main function is to track credit changes and annual deductions. The role of your accountant is to make sure you get the maximum refund. They also recorded deadlines for submission of pieces and credit forms.

Decide whether you will delay revenue
Small businesses can postpone their income to reduce their tax obligations. They can use different options such as cash-based accounting and accrual accounting.

Cash-base involves sending late invoices to delay your earnings. As such, the money is not available for addition in tax returns. Accrual involves delays in products and services. That way, you will not be paid on time for the current year tax.

5 Dazzling Jewelry Trends From the Met Gala

The Met Gala is known for celebrities showing off over-the-top fashions that will have the world talking. The fashions that take the world by first appear here first.

This event is an annual fundraiser for the Metropolitan Museum of Arts Costume’s Institute, which is in New York City. Every year has a theme, with this year’s being Rei Kawakubo / Comme des Garçons.

This year raised 12 million dollars for the institute.

Many of the biggest jewelry trends are started by celebrities that show up dressed to impress. Which of these stunning looks from the Met Gala will lead to the trends that will take over the fashion for the next year?

Read below for 5 dazzling jewelry trends from this year’s event!

1. Diamond Chokers
These chokers serve as a centerpiece to any outfit and will “wow” onlookers. Seen on many celebrities at the event, no one wore it better than Lily Aldridge.

These are seeming to pop up everywhere, and for good reason. Many jewelers can take a diamond necklace and make it any length to form a choker. They can also be incorporated into any type of style, from the subtle to the extreme.

2. Pastels Are In
Pastels flatter almost any skin tone and add color to your outfit in a more subtle, soft way. If you are looking for something that will show your flirty side, pastel colored jewels are it.

Jennifer Lopez and Jessica Chastain are two stars who rocked the pastel look with their dresses and their jewelry. These colors should be used carefully, however. There is a fine line between subtle and bland.

3. Colorful and Exciting
Many stars opted for a less subtle style, matching online flamboyant dresses with equally elegant pieces of jewelry. This jewelry will leave everyone in your vicinity speechless.

Julianne Moore showed off this trend, showcasing 144.36 karats of diamonds in her earrings. These yellow and red sapphire briolettes matched perfectly with her outfit, exuding both luxury and grace.

4. Studded Diamond Earrings
Many of the top celebrities at the Mets gala went for a simpler look when it came to their jewelry. The focus was on smaller pieces that accentuated an outfit instead of the larger pieces that dominated them.

Reese Witherspoon took the simple look to the extreme, choosing to wear diamond stud earrings without a necklace. This her natural beauty to shine through without the distraction of excessive jewelry.

5. Vintage Looks
The gala featured some trendy new modern styles with hip and edgy dresses and accessories. Many of these looks attempted to push against the lines of what is considered fashion.

While these looks might steal the attention of many fashion magazines, there are also stunning vintage looks that deserve just as much attention. Vintage jewelry with a modern twist made a major impact at the event.

Miranda Kerr’s vintage look coupled with classically inspired accessories show that sometimes a simple look is better.

This vintage jewelry can accent natural beauty and show a graceful, sophisticated side that will make you feel fabulous.

Acquire A Garden Sheds And Retail Store Everything On

Acquire A Garden Sheds And Retail Store Everything On

In the Event You adore Creating a backyard Residence, and it’s always better to purchase garden sheds for this goal. Possessing a garden needs plenty of gear along with shrub seeds. You want to purchase unique sorts of planting substances and tools to bring it if you want to produce your backyard correctly planted and nicely kept. To keep these issues in 1 place you can purchase this for you personally.

 

Acquire A Garden Sheds And Retail Store Everything On
Why Gardener Want Sheds?

If you purchase the garden Sheds, you’ll acquire several benefits. It supplies place to keep all things precisely. It is possible to easily find any seed or equipment via this shed. Fundamentally, sheds incorporate shelves and storage regions which are particularly made to assist you arrange and store substances and unique types of resources. This makes your backyard fresh and clean. You can able to catch this application with placing in a manner that is competent, you are able to open the door and keep on.

Advantages Of Gardening Sheds

If this tool is purchased by you, you can get several advantages. It is possible to get any sort of tool and other things readily. This leaves your garden fresh. You don’t will need to store of the plant substances to additional places. It’s possible for you to take advantage of this shed and maintain the stuff. It cost equally and can definitely save your time. Most they even use this particular tool.

There Are Lots of online shopping websites in which you are Can readily get this software. Of Course If you purchase throughout the internet, you will get Several benefits. They can able to Provide You with a inventory of products and you also Can decide on any one out of several. Purchase a shed and make your backyard tidy. Acquire A Garden Sheds And Retail Store Everything On

3 Advantages of Having Trust

3 Advantages of Having Trust

Many people choose to design a belief in life other than – or rather – the traditional will. The main difference between the two is that first, your assets are put into trust that you can continue to use as long as you live. A will only applies after your death. Here are the 3 most important reasons to get your estate planning lawyer at Northridge to help you plan your confidence in life.

Avoid Probate

3 Advantages of Having Trust

The main reason people have the confidence of life is that their assets can be distributed more quickly after their death. Wills must go through probate, which involves a lot of time and money – maybe months or years before your family receives their inheritance. The life guardian enables your loved ones to avoid endorsing judges and have your assets distributed by designated guardians in just a few weeks.

Protect Your Privacy

After your death, the will will be announced to the public, so anyone can find out the details. The life trust, on the other hand, remains private, such as the distribution of property and other assets. If there are disputes – family members who have been deprived of their rights, for example – copies of trust may be granted to them during a lawsuit; However, trust will still make the public public to know personal details about how your assets are distributed.

Select your Successor 3 Advantages of Having Trust

The will of life can be a great advantage for you during your life and also after your death. If you become incapacitated by injury or mental illness, your designated successor will be able to control your trust directly. This not only saves a lot of time, it also allows them to pay medical bills and other expenses with money taken from trust. If not, your relatives may be left to pay your expenses out of their own pockets.

Take Security to Your Own Hand and get a HIPAA Risk Assessment

 

If your organization deals with protected health information, or PHI, the Department of Health and Human Services requires you to perform risk analysis as the first step to implement the safeguards specified in the HIPAA Security Rule, and ultimately achieve HIPAA compliance.

This includes all HIPAA hosting providers.

But what is a risk analysis? And what should be really included in your report?

The Health and Human Services Standards Guide outlines the nine compulsory components of risk analysis.
By conducting a comprehensive HIPAA risk assessment, it is very difficult to do on their own. You may want to contract with HIPAA auditors to help you.

Most people do not know what to find out, or they end up passing things because they do not understand data security.

If risk analysis is important to your security, then you do not want to ignore the key elements in the analysis.

There are nine components that health organizations and health-related organizations that store or transmit protected electronic health information must be included in their documents:

1. Scope of Analysis

To identify your scope – in other words, the area of ​​your organization you need to secure – you need to understand how the patient’s data flows in your organization.

It covers all the electronic media your organization uses to create, receive, maintain or transmit portable media, desktop and ePHI networks.

There are four main parts to consider when determining your scope.

Where PHI starts or enters your neighborhood.
What happens after that in your system.
Where PHI leaves your entity.
Where potential or leakage exists.
2. Data Collection

Here is a list of places to get you started in the documentation where PHI enters your neighborhood.

Email: How many computers do you use, and who can log in to each?
Text: How many mobile devices are there, and who owns them?
EHR entry: How many staff members are included in the data?
Fax: How many fax machines do you have?
USPS: How are incoming mail handled?
New patient paper: How much paper does the patient have to fill? Do they do this at the front desk? Test room? At another place?
Communication business associates: How do business partners communicate with you?
Database: Do you accept a marketing database of potential patients to contact?
It’s not enough to know where PHI started. You also need to know where to go when you enter your neighborhood.

To fully understand what is happening with the IRC in your environment, you should record all hardware, software, devices, systems and data storage locations that touch the IRC in any way.

Then what happens when the IRC leaves your hand? It is your job to make sure it is transmitted or destroyed in the safest way possible.

Once you know all the places where PHI is placed, transmitted, and stored, you will be better able to protect those vulnerable places.

Identification and Document of Potential Vulnerability and Threats

Once you know what happens during the PHI’s lifecycle, it’s time to find a gap. This gap creates an environment for unsecured PHI to leak inside or outside your environment.

The best way to find all possible leaks is to create a PHI current diagram documenting all the information you find above and putting it in a graphical format.

Viewing diagrams makes it easier to understand the PHI path and to identify and document anticipated vulnerabilities and threats.

Vulnerability is a defect in components, procedures, design, implementation, or internal control. The vulnerability can be fixed.

Some examples of vulnerabilities:

The website is incorrectly encoded
No office security policy
The computer screen is in view of the public patient waiting area
Threats are the potential of a person or object to trigger a vulnerability. Most threats remain outside your control to change, but must be identified to assess the risks.

Some examples of threats:

Geological threats, such as landslides, earthquakes, and floods
Hackers download malware to a system
The actions of members of the work force or business associates
Again, even if you are above average in terms of compliance, you may have little understanding of vulnerabilities and threats. It is important to seek professional help for your HIPAA risk assessment.

Assessing Current Security Measures

Ask yourself what kind of security measures you take to protect your data.

From a technical perspective, this is the case

5 Heartwarming Vacation Books to Enjoy Your Family

5 Heartwarming Vacation Books to Enjoy Your Family

Holidays are getting closer. And now is the best time to take out vacation books and enjoy the holiday spirit as a family.

Do not know what books your kids can read?

Read on to learn some classic stories that will surely make a smile on your child’s face!

1. How the Grinch stole Christmas
This is a classic by Dr. Seuss. It’s about the Grinch living on the hillside of Whoville.

Grinch hates Christmas and hates that Whoville residents have fun during the holidays.

Grinch put forward the idea to celebrate Christmas from “Whovillians.” He passed each house and stole a Christmas tree, gifts, stockings and the like.

He thinks he’s done the job. But when the Whoville residents wake up, they keep singing in the town square. Because Christmas is not about gifts for Whos, it’s about family and love.

This opened the heart of the Grinch, who then descended to Whoville to apologize and celebrate Christmas with them.

Why is this book so well read?

Children can learn that Christmas (and holidays in general) are not really about gifts and decorations, but instead gather together as family and community.

2. Carol A Christmas 5 Heartwarming Vacation Books to Enjoy Your Family
Charles Dickon’s A Christmas Carol is similar to How the Grinch Stole Christmas. Like Grinch, Scrooge is a devout Christmas hatter.

He just believed in the job and could not stand Christmas – “even humbug” – in his own words.

However, one night, he was visited by three ghosts: the ghosts of Christmas past, present, and future.

After observing his past holiday memories, seeing his current actions, and seeing what happens if he continues to do it this way, Scrooge has a change of heart.

He does not want to be a villain everyone avoids.

After that night, she went to Tiny Tim’s house to bring her a Christmas present. He is determined to change his course and bring some christmas cheer.

Why is this book so well read?

Like How the Grinch Stole Christmas, Christmas Carol brought the same message: Christmas is not about wealth or gifts but about being around your loved ones and dear.

3. Old Befana Legend
This is one of the most heart-touching Christmas books. Written by Tomie DePaulo, Legend of Old Befana is an ancient Italian story of an old lady in an Italian village that sweeps day by day.

One night, the three kings visited the place before going to Bethlehem. They invited him but he refused; he must sweep

He then regretted his decision, making candy to take to the baby Jesus. He did not get to Bethlehem in time and was said to give candy to the children every Christmas.

Why is this good reading? 5 Heartwarming Vacation Books to Enjoy Your Family

It introduces children to other cultures and their interpretations of Christmas.

4. Other Deer Olives
Written by Vivian Walsh and J. Otto Seibold, Olive the Reindeer is another Russell terrier who believes he is another reindeer.

He tried to get to the north pole to help Santa and save Christmas.

Why is this good reading?

This is one of the more modern holiday books. It is very captivating and provides a pleasant interpretation for the song “Rudolph the Red Nose Reindeer”, and the story.

It’s a great gift and suits the best holiday cards.

5. Carl’s Christmas
Alexandra Day’s holiday book, Carl’s Christmas, tells of his journey to Carl, the dog has performed the task with the owner’s little boy.

Get Clued Up on What Covered by EHIC in Bulgaria

Get Clued Up on What Covered by EHIC in Bulgaria

Each EU country has reciprocal health agreements with the UK, and as long as you travel with the European Health Insurance Card (EHIC), you are eligible for reduced or even reduced health care. Bulgaria is no exception. Visitors with valid EHIC can access health services in the same way as Bulgarians do. Despite the real simplicity of the system, however, each country has slightly different rules and regulations, and it should be noted before they visit.
While EHIC is a useful part of the documentation, it does not cover everything. To complete your EHIC, investment in an adequate single trip or annual travel insurance is highly recommended. For regular travelers, annual travel insurance is a cost effective way to stay comprehensively.

Get Clued Up on What Covered by EHIC in Bulgaria

What is Covered by EHIC in Bulgaria?

Like most European countries receiving EHIC, personal care for medical care is not covered. If you have one trip or an annual travel insurance policy, you need to check the details to see if personal care is covered. To receive EHIC benefits you should see a physician contracted to the Bulgari National Health Insurance Fund (NHIF). NHIF has a useful website with some information in English about their health system, so you can get directions before you travel.

Doctor

Most doctors in Bulgaria are covered by NHIF but should check first. Every time you see a doctor, you are asked to pay a small contribution, which you can not claim back with your EHIC. The doctor takes the medicine through a receipt or prescription form, which you then take to the pharmacy. With drugs for non-chronic diseases you get a receipt form, which entitles you to free treatment or reduced medical expenses, provided that the pharmacy is registered with NHIF. Prescriptions are given for the treatment of chronic illness and this must be paid in full. The recipe fee is non-refundable, unless you have one trip or annual travel insurance.

What about the dentist?

If you need to see a dentist while in Bulgaria, you should visit one that is contracted to NHIF. Otherwise, you are responsible for paying full maintenance and are not eligible for a refund with a valid EHIC. Different insurance policies have different rules regarding dentists, so check your annual travel insurance to see what you can claim back.

And the hospital?

When you travel, the last thing you want to think about is the possibility of having to be hospitalized. However, accidents do happen and it is best to know the procedure, just in case. Inpatient care is general and private in Bulgaria, but if you only have your EHIC, you should make sure you visit the NHIF contract hospital. You will then undergo your treatment and will have two more checks after your hospital stay.

Remember… Get Clued Up on What Covered by EHIC in Bulgaria

Wherever you travel into the EU, regardless of the benefits you can exchange with your EHIC, it’s always best to protect yourself and get the best single trip or travel insurance.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday. Get Clued Up on What Covered by EHIC in Bulgaria

Why Life Insurance Is An Important Part Of Retirement Planning

Why Life Insurance Is An Important Part Of Retirement Planning

When you make plans to feel secure in your retirement, it is important that you include life insurance in Greenville, SC, as planned. This sounds strange to many people in this situation because the policy is meant for after death, and retirement planning is generally meant to be enjoyed while staying. If this is your view on this issue, it may be helpful to understand some important things about good policy on this matter. They can be loaned, can offer protection in the sad event of death, will look good in the financial profile, and easier to do faster than later.

You Can Lend The Policy

Why Life Insurance Is An Important Part Of Retirement Planning

No one knows what will happen with the economy. It is very unstable and many experts admit that it is difficult for them to predict what will happen over the next few weeks. If all your other accounts fail, it will be helpful to know that the amount of your life insurance policy in Greenville, SC, can be used as collateral if you need a loan or mortgage. Having such assets in place is very important. In addition to the need for money when faced with death, it will make you more stable in your own finances by opening important credit options.

They Offer Protection in Death Cases

Just as no one can predict what will happen to the economy, no one can predict what will happen to you. As you plan for the future, it is important to remember that you can not always rely on tomorrow. Make that plan for the future, but also put some action to help your loved ones if you pass in a way that is not on time. A good amount to add to your policy is an offer that will offer payments that are close to your current earnings. This will allow a loved one to abandon the ability to overcome grief without having to deal with major financial problems as well.

Good Look at Financial Profile

Diversity is great when you are dealing with investments. The reason for this is that when certain types of investments are struggling and dropping, you will not lose everything. Putting all your eggs in one basket is not a great idea. Having such a policy will be a good way for you to diversify your retirement investment. Why Life Insurance Is An Important Part Of Retirement Planning

It will be easier to get early in life

Not everyone will qualify for life insurance, or at least not at the rates that are considered reasonable. Pain, injury, age, and certain hobbies can raise interest rates. The sooner you begin the qualification process for this policy, the easier it will be for you to get away and the lower your tariff. If you do not already have a policy, then this is the best time to start the process. It will only get harder the longer you wait. Get the peace of mind you want at a lower cost by not waiting to get qualified.

When you start finishing your business and start adding important investment accounts, make sure you do not forget this important step. The truth is that you never know what will happen. Having life insurance in Greenville, SC, as part of your retirement plan will give you peace of mind. This will ensure that all your plans can be put in place even in the face of severe tragedy. Controlling the unexpected is as simple as some good policies in place as soon as possible. Why Life Insurance Is An Important Part Of Retirement Planning